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Financial Lessons Learned During the Pandemic

As we wrap up this year, it’s important to reflect on positive lessons we want to take into 2021. Here are some of the top financial lessons.

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January 25, 2021By Paul Reid Budgeting, Financial Planning, First Time Home Buyers, Personal Finance 401(k), Auto, Budget, Budgeting, Buy, Debt, Emergency Fund, Family, Financial Goals, financial habits, financial lessons, Financial Planning, Financial Wize, FinancialWize, Home, Insurance, Investment, investments, IRA, Life, Life Insurance, long-term care, money, Money & Relationships, News, Personal Finance, Retirement, Saving, savings, Spending

IRA: #RealMoneyTalk, What Is That?

Some of us know it as I.R.A while others pronounce it âeye-ruh.â No matter if youâre team âI-R-Aâ or team âeye-ruhâ, you should definitely know what it means!Â These letters stand for Individual Retirement Account.Â Donât roll your eyes!…

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January 18, 2021By Paul Reid Financial Planning, First Time Home Buyers, Retirement Bank Accounts, Buy, Career, Checking Account, Fees, Financial Planning, Financial Wize, FinancialWize, Grow, Invest, Investing, Investment, investments, IRA, money, mutual funds, Planning, rate, Retirement, retirement savings, Saving, savings, Savings Account, tax, Vs.

We Earn $200,000 and Canât Save. Help!

Mia, 35 and her husband Luke, 36, earn a combined $200,000 per year. But after paying their mortgage and rental property loan, as well as car and student loans, child care, and other living expenses, the Los Angeles couple has…

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January 18, 2021By Paul Reid First Time Home Buyers Budget, Buy, car, Cash Back, child care, College, Credit, credit card, Credit Cards, Debt, Emergency Fund, Extra Income, Financial Wize, FinancialWize, Food, government, HELOC, Home, home equity, home equity line of credit, Insurance, kids, Lifestyle, Loans, money, Money Audit, Mortgage, rate, Rewards, Salary, Saving, saving for college, savings, Savings Account, Side Hustle, Spending, Student Loans, tax, work from home

5 Financial Goals to Start in 2021

Although many people start New Yearâs resolutions in January, thereâs nothing magical about January with regards to self-improvement. Still, the best time to make a change or set a goal is today, so if youâre ready to level up…

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January 17, 2021By Paul Reid Financial Planning, First Time Home Buyers Budget, Credit, Credit Cards, Debt, Debt Repayment, Emergency Fund, Extra Money, Financial Goals, financial habits, Financial Planning, Financial Wize, FinancialWize, Invest, Life, money, Pay Off Debt, Retirement, Saving, saving money, savings, Spending, Starting Out

3 Financial Self-Care Habits You Can Start Today

If youâre someone who struggles with financial anxiety and stress, practicing a financial self-care routine could help. Start with 3 habits.

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January 13, 2021By Paul Reid Financial Planning, First Time Home Buyers, Personal Finance Budgeting, Credit, Family, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Life, living room, Luxury, money, Personal Finance, Saving, savings, Savings Account, Spending

Check-In: Expecting Couple Struggling with Debt, But Future Looks Bright

When I first connected with Julia and John, the Queens, NY couple was expecting their first child and grappling with some debt, a lack of savings and income prior to the baby’s arrival. The couple was basically living paycheck to…

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January 13, 2021By Paul Reid First Time Home Buyers child care, College, Credit, credit card, Credit Card Debt, Debt, Extra Money, Family, Financial Wize, FinancialWize, free child-care, Get Out of Debt, go back to school, going back to school, Insurance, Investing, money, Money Audit, new york, News, Pay Off Debt, savings, School, school loan, Side Hustle

What This Military Family Facedâand FoughtâTo Buy Its First House

Here’s what U.S. Army Sgt. Kyle LaVallee and his wife, Natalie Johnson, learned when they bought their first home near Fort Bragg, NC.

The post What This Military Family Facedâand FoughtâTo Buy Its First House appeared first on Real Estate News & Insights | realtor.comÂ®.

January 12, 2021By Paul Reid First Time Home Buyers, Home Buying Tips, Small Business agent, Buy, Buying a Home, Financial Wize, FinancialWize, first time home buyers, first-time home buyer, First-Time Home Buyer Confessions, home buyers, Interest Rates, living room, money, realtor, Saving, Spending

Should I Cash Out My 401k to Pay Off Debt?

Paying off debt may feel like a never-ending process. With so many potential solutions, you may not know where to start. One of your options may be withdrawing money from your retirement fund. This may make you wonder, âshould I…

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January 12, 2021By Paul Reid Financial Planning, First Time Home Buyers Fees, Financial Planning, Financial Wize, FinancialWize, Interest Rates, Spending